:root{--navy:#071c35;--navy2:#0d3158;--blue:#126db5;--red:#c91d32;--red2:#e23a45;--gold:#c99a32;--gold2:#f1d381;--ink:#122238;--muted:#66758a;--paper:#fbfaf7;--white:#fff;--line:rgba(7,28,53,.10);--shadow:0 24px 70px rgba(7,28,53,.13);--radius:28px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:"DM Sans",Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.65}a{text-decoration:none;color:inherit}.container{width:min(1180px,calc(100% - 40px));margin:auto}.topline{background:var(--navy);color:#d9e5f1;font-size:12px;letter-spacing:.04em}.topline .inner{height:34px;display:flex;align-items:center;justify-content:space-between;gap:18px}.nav{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.nav-inner{height:78px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand img{width:220px;display:block}.menu{display:flex;align-items:center;gap:24px;color:#314257;font-size:14px;font-weight:700}.menu a:hover{color:var(--red)}.menu .pill{color:#fff;padding:12px 18px;border-radius:999px;background:linear-gradient(135deg,var(--red),#9c1325);box-shadow:0 10px 25px rgba(201,29,50,.22)}.hero{padding:86px 0 42px;position:relative;overflow:hidden;background:radial-gradient(circle at 12% 0,rgba(201,154,50,.16),transparent 23%),radial-gradient(circle at 92% 15%,rgba(18,109,181,.14),transparent 25%),linear-gradient(180deg,#f4f9fe 0,#fff 76%)}.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 12px;border-radius:999px;background:rgba(201,154,50,.11);border:1px solid rgba(201,154,50,.18);color:#765814;font-size:12px;font-weight:800;letter-spacing:.09em;text-transform:uppercase}.eyebrow:before{content:"";width:7px;height:7px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold2))}h1,h2,h3{font-family:"Playfair Display",Georgia,serif;color:var(--navy);line-height:1.06;margin:0}h1{font-size:clamp(48px,6vw,78px);letter-spacing:-.04em;margin:18px 0 20px}h2{font-size:clamp(38px,4.4vw,58px);letter-spacing:-.03em}h3{font-size:27px}.lead{font-size:18px;color:var(--muted);max-width:650px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 20px;border-radius:999px;border:1px solid var(--line);font-weight:800}.btn.primary{background:linear-gradient(135deg,var(--red),var(--red2));color:#fff;border:none;box-shadow:0 15px 32px rgba(201,29,50,.23)}.btn.gold{background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--navy);border:none}.btn.secondary{background:#fff}.trust{display:flex;flex-wrap:wrap;gap:18px;margin-top:20px;font-size:13px;color:#526175}.trust span{display:flex;align-items:center;gap:7px}.hero-visual{position:relative}.hero-photo{aspect-ratio:1/1.06;border-radius:36px;background:url('https://images.unsplash.com/photo-1643029891412-92f9a81a8c16?auto=format&fit=crop&fm=jpg&q=88&w=1500') center/cover;box-shadow:var(--shadow);position:relative;overflow:hidden}.hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(7,28,53,.04),rgba(7,28,53,.38))}.hero-badge{position:absolute;z-index:2;left:-28px;bottom:28px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:20px;padding:18px;width:252px}.hero-badge small{font-size:11px;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);font-weight:800}.hero-badge strong{display:block;margin-top:6px;font-size:22px;color:var(--navy)}.hero-badge span{font-size:13px;color:var(--muted)}.apply-card{margin-top:45px;background:linear-gradient(135deg,var(--navy),#0a3762);border-radius:30px;padding:22px;color:#fff;box-shadow:0 24px 55px rgba(7,28,53,.18)}.apply-grid{display:grid;grid-template-columns:repeat(4,1fr) auto;gap:11px;align-items:end}.field label{display:block;font-size:10px;text-transform:uppercase;letter-spacing:.11em;color:#b8c9dc;margin-bottom:6px;font-weight:800}.field input,.field select{width:100%;padding:13px 14px;border-radius:13px;border:1px solid rgba(255,255,255,.13);background:rgba(255,255,255,.07);color:#fff;outline:none}.field option{color:#111}.section{padding:96px 0}.section.paper{background:var(--paper)}.section-head{display:flex;justify-content:space-between;align-items:end;gap:28px;margin-bottom:34px}.section-head p{max-width:540px;color:var(--muted);margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px;box-shadow:0 12px 35px rgba(7,28,53,.05);transition:.2s}.card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.icon{height:50px;width:50px;border-radius:15px;display:grid;place-items:center;background:linear-gradient(135deg,rgba(18,109,181,.14),rgba(201,154,50,.18));font-weight:900;color:var(--navy);margin-bottom:18px}.card p{color:var(--muted);margin:11px 0 18px}.link{color:var(--red);font-weight:800}.split{display:grid;grid-template-columns:.92fr 1.08fr;gap:52px;align-items:center}.photo{min-height:500px;border-radius:32px;box-shadow:var(--shadow);background:center/cover}.photo.hoi{background-image:url('https://images.unsplash.com/photo-1718942901234-1eb618b62b23?auto=format&fit=crop&fm=jpg&q=88&w=1300')}.ticks{display:grid;gap:15px;margin:26px 0}.tick{display:grid;grid-template-columns:26px 1fr;gap:12px}.tick i{width:26px;height:26px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold2));display:grid;place-items:center;font-style:normal;color:var(--navy);font-weight:900}.tick strong{display:block;margin-bottom:2px}.tick span{color:var(--muted);font-size:14px}.process{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.step{padding:25px;border:1px solid var(--line);border-radius:22px;background:#fff}.step .num{font-size:11px;color:var(--gold);font-weight:900;letter-spacing:.12em}.step h3{font-size:25px;margin:13px 0 8px}.step p{color:var(--muted);font-size:14px;margin:0}.feature{display:grid;grid-template-columns:1.1fr .9fr;gap:32px}.panel{border-radius:30px;background:linear-gradient(135deg,var(--navy),#0d3e70);padding:38px;color:#fff;box-shadow:var(--shadow)}.panel h2{color:#fff}.panel p{color:#c9d6e3}.pricing{display:grid;gap:8px;margin-top:22px}.price{display:flex;justify-content:space-between;gap:16px;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.1)}.price:last-child{border-bottom:0}.price span{color:#c4d0dc}.note{font-size:12px;color:#9cafc1;margin-top:12px}.photo-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:18px}.photo-big,.photo-small{border-radius:28px;background-position:center;background-size:cover}.photo-big{min-height:460px;background-image:url('https://images.unsplash.com/photo-1643029891412-92f9a81a8c16?auto=format&fit=crop&fm=jpg&q=86&w=1500')}.photo-small-wrap{display:grid;gap:18px}.photo-small{min-height:221px}.photo-small.a{background-image:url('https://images.unsplash.com/photo-1718942901234-1eb618b62b23?auto=format&fit=crop&fm=jpg&q=86&w=1000')}.photo-small.b{background-image:url('https://images.unsplash.com/photo-1778147356049-c2308076eda2?auto=format&fit=crop&fm=jpg&q=86&w=1000')}.cities{display:grid;grid-template-columns:repeat(5,1fr);gap:11px}.city{padding:16px 15px;border:1px solid var(--line);border-radius:16px;background:#fff;font-weight:800;font-size:14px;transition:.18s}.city:hover{border-color:rgba(201,29,50,.3);color:var(--red);transform:translateY(-2px)}.review{background:linear-gradient(135deg,#fff,#fbf5e8);border:1px solid var(--line);border-radius:24px;padding:28px}.stars{color:var(--gold);letter-spacing:.1em;font-size:15px}.review p{font-size:16px;color:#35485f}.review small{color:var(--muted)}.faq{border-top:1px solid var(--line)}details{padding:20px 0;border-bottom:1px solid var(--line)}summary{cursor:pointer;display:flex;justify-content:space-between;gap:20px;list-style:none;font-weight:800;color:var(--navy)}summary::-webkit-details-marker{display:none}summary:after{content:'+';font-size:23px;color:var(--red)}details[open] summary:after{content:'–'}details p{max-width:820px;color:var(--muted);margin:12px 0 0}.cta{padding:88px 0;background:radial-gradient(circle at 18% 0,rgba(241,211,129,.15),transparent 22%),linear-gradient(135deg,var(--navy),#09284b);color:#fff;text-align:center}.cta h2{color:#fff}.cta p{max-width:650px;color:#c3cfda;margin:15px auto 25px}.footer{background:#051729;color:#b9c7d4;padding:55px 0 26px}.footer-grid{display:grid;grid-template-columns:1.3fr .8fr .8fr .9fr;gap:30px}.footer h4{color:#fff;margin:0 0 14px}.footer p,.footer a{font-size:14px}.footer a{display:block;margin:9px 0}.footer a:hover{color:#fff}.subfooter{margin-top:30px;padding-top:18px;border-top:1px solid rgba(255,255,255,.09);display:flex;justify-content:space-between;gap:20px;font-size:12px}.page-hero{padding:72px 0 54px;background:linear-gradient(180deg,#f4f9fe,#fff)}.breadcrumb{font-size:13px;color:var(--muted);margin-bottom:18px}.page-hero h1{max-width:820px}.content-grid{display:grid;grid-template-columns:1.6fr .8fr;gap:36px;align-items:start}.article{font-size:17px}.article h2{font-size:36px;margin:34px 0 14px}.article h3{font-size:25px;margin:26px 0 10px}.article p{color:#4c5d71}.article ul{padding-left:20px;color:#4c5d71}.aside{position:sticky;top:104px;background:var(--paper);border:1px solid var(--line);border-radius:22px;padding:23px}.aside h3{font-size:24px}.aside a{display:block;padding:11px 0;border-bottom:1px solid var(--line);font-weight:700}.aside a:last-child{border-bottom:0}.source{font-size:12px;color:var(--muted);padding:15px 0 0;border-top:1px solid var(--line);margin-top:17px}.form-wrap{max-width:780px;background:#fff;border:1px solid var(--line);border-radius:28px;padding:28px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}.form-group label{display:block;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.06em;color:#516176;margin-bottom:7px}.form-group input,.form-group textarea,.form-group select{width:100%;padding:13px 14px;border:1px solid rgba(7,28,53,.14);border-radius:14px;font:inherit;outline:none}.form-group textarea{min-height:125px;resize:vertical}.full{grid-column:1/-1}.mobilebar{display:none}
@media(max-width:980px){.menu{display:none}.hero-grid,.split,.feature,.content-grid{grid-template-columns:1fr}.hero-visual{order:-1}.hero-photo{aspect-ratio:1.25/1}.hero-badge{left:18px}.apply-grid{grid-template-columns:repeat(2,1fr)}.apply-btn{grid-column:1/-1}.process{grid-template-columns:repeat(2,1fr)}.cards{grid-template-columns:1fr}.cities{grid-template-columns:repeat(3,1fr)}.photo-grid{grid-template-columns:1fr}.photo-big{min-height:400px}.footer-grid{grid-template-columns:1fr 1fr}.aside{position:static}}
@media(max-width:640px){.container{width:min(100% - 28px,1180px)}.topline{display:none}.nav-inner{height:70px}.brand img{width:188px}.hero{padding:52px 0 26px}.hero h1{font-size:46px}.hero-photo{border-radius:25px}.hero-badge{position:relative;left:0;bottom:auto;width:auto;margin-top:-36px;margin-left:18px;margin-right:18px}.apply-card{margin-top:30px}.apply-grid{grid-template-columns:1fr}.apply-btn{grid-column:auto}.section{padding:70px 0}.section-head{display:block}.section-head p{margin-top:13px}.process{grid-template-columns:1fr}.cities{grid-template-columns:1fr 1fr}.photo{min-height:360px}.photo-small{min-height:190px}.footer-grid{grid-template-columns:1fr}.subfooter{display:block}.subfooter span{display:block;margin-top:7px}.form-grid{grid-template-columns:1fr}.full{grid-column:auto}.mobilebar{position:fixed;display:grid;grid-template-columns:1fr 1fr;left:0;right:0;bottom:0;z-index:120;background:#fff;box-shadow:0 -10px 24px rgba(7,28,53,.12);padding:9px;gap:8px}.mobilebar a{padding:12px;text-align:center;border-radius:12px;font-weight:900}.mobilebar .apply{background:var(--red);color:#fff}.mobilebar .mail{background:var(--navy);color:#fff}.page-hero{padding:52px 0 38px}}

/* Final direct-contact CTA system */
.contact-section{padding-top:20px}.contact-panel{display:grid;grid-template-columns:1.4fr .8fr;gap:34px;align-items:center;padding:42px;border-radius:30px;background:linear-gradient(135deg,#f8f4e9,#fff);border:1px solid rgba(201,154,50,.22);box-shadow:0 18px 50px rgba(7,28,53,.08)}.contact-panel h2{margin:14px 0 8px}.contact-address{font-size:14px;color:var(--muted);max-width:620px}.contact-actions{display:grid;gap:12px}.footer-address{color:#aebdca;line-height:1.55;max-width:290px}.mobilebar .mail{background:linear-gradient(135deg,var(--navy2),var(--blue))}.mobilebar .apply{background:linear-gradient(135deg,var(--red),var(--red2))}
@media(max-width:640px){.contact-panel{grid-template-columns:1fr;padding:27px}.contact-actions{grid-template-columns:1fr 1fr}.contact-actions .btn{padding:13px 12px;font-size:13px}}